If nobody ever broke it down for you pull up a chair. Because this conversation right here?
This is the financial plot twist that changes families for generations.
Most people were taught to ājust pay your rent and keep life simple.ā
But hereās the REAL truth the world doesnāt say out loud:
Renting builds THEIR wealth. Owning builds YOURS.
Letās get into it.
šø 1. Rent Is a Bill. A Mortgage Is a Wealth-Building Tool.
When you rent, every dollar you pay is GONE. No return. No equity.
Just poof. šØ
But with a mortgage?
Your payment becomes:
- Equity
- Leverage
- Appreciation
- A future asset
That same payment you make every month instantly switches from āexpenseā to āinvestment.ā
š 2. Homeowners Have 40x More Wealth Than Renters
Read that again.
- Average renter net worth: ~$6,000
- Average homeowner net worth: ~$250,000+
Not because homeowners are smarter.
Not because they made more money.
But because ownership forces wealth-building:
- Equity grows over time
- Home values rise naturally
- Debt gets paid down
- The home becomes an asset you can leverage
Rent never gives you that.
š” 3. Your Landlord Already Knows This
Thatās why your landlord:
- Raises your rent
- Holds onto the property
- Cash-flows off your payments
- Builds equity using YOUR money
Every time you pay rent, you are literally paying their mortgage, their equity, their retirement, their generational wealth.
Let that sink in.
š„ 4. āBut Coach, Iām Not Ready to Buy Yetā¦ā
And thatās exactly why weāre having this conversation.
Because you donāt need:
- Perfect credit
- A huge down payment
- A six-figure income
You just need the blueprint, and thatās where Legacy Energy comes in.
There are programs RIGHT NOW that help you get into a home:
- Down Payment Assistance (DPA)
- VA loan (zero down!)
- USDA (zero down rural areas)
- FHA (3.5% down)
- City & county grants
- Lender incentives
You have OPTIONS.
You just didnāt have the guidance.
š° 5. Wealth Comes From Ownership Not Income
Two people can make the same income.
One rents ā stays stuck.
One owns ā builds equity automatically.
Thatās the REAL wealth gap.
Not race.
Not gender.
Not income.
Ownership.
š 6. Renting Is Temporary. Ownership Creates Legacy.
You deserve to leave:
- Stability
- A paid-off home
- An asset your children inherit
- Wealth that continues beyond you
Renting stops everything at YOU.
Owning opens doors for the people who come after you.
āØ Coach Mooreās Real-Talk Closing:
If youāve been renting your whole life, itās not your fault.
Nobody taught us the game.
But now that you know better?
Weāre about to DO better.
Your next move is your bold move.
Letās close this wealth gapāone homeowner at a time. šš
Leave a Reply